Your Dental Insurance: Use It Or Lose It – and Use It Wisely
- Posted on: Oct 9 2013
October is the perfect time to review your remaining dental insurance benefits. Oftentimes, employees don’t realize that they haven’t used up all of their dental benefits and still have a remaining balance at their disposal. This amount will be lost and not carried over to the following year if not taken advantage of during the current year.
To use up your available dental insurance amount throughout the year, be sure to always stay on top of your annual and biannual standard exams and treatments, including checkups and cleanings. If your dental insurance plan covers other members of your family, make sure that they go to their yearly scheduled appointments as well. Don’t skip or put off cleanings, which everyone needs to get every 6 months.
Avoiding dental appointments or putting off procedures will cost you in the long run, since you won’t use up the dental insurance benefits that are taken out of your paycheck every month. Putting off procedures also ends up costing you more health-wise, since dental issues such as decay and cavities often become substantially worse if not treated immediately.
Co-pays and any out-of-pocket expenses that aren’t covered under your dental insurance plan can be paid for with your remaining Flex Spending balance. If you are enrolled in Flex Spending, use up any balance that you have left over in your account before the year is up in order to avoid losing that money.
You and your family’s dental expenses are a smart way to take advantage of your Flex dollars. You can check your balance online or by phone, and schedule your dental checkups and appointments before the end of the year to ensure that you don’t lose any of your dental insurance balance or Flex dollars.
So take advantage of your unused dental insurance benefits this year by scheduling a check-up or cleaning at one of our New York City or Long Island locations.
Dentistry in New York
If you have any questions regarding checkups or cleanings, contact us today to schedule an appointment. We have nine locations and twelve affiliate locations throughout the New York metropolitan area including the Bronx, South Ozone Park, Richmond Hill, Midtown Manhattan, Yonkers, Farmingville, Hauppauge, Port Jefferson and Ronkonkoma. We look forward to serving you!
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