How to Make the Best Use of Your Dental Insurance in 2014
- Posted on: May 8 2014
Despite the importance of healthy teeth and gums, many people still try to avoid regular dental treatments. However, if you have dental insurance, it’s important to take advantage of it and get the care you need.
Having dental insurance is proven to result in a healthier lifestyle. According to a consumer research study by the National Association of Dental Plans employees with dental insurance value these benefits highly and perceive themselves to be in better oral and overall health. The truth is the perception of dental health only becomes a reality when you visit your dentist.
Studies have proven that people without dental insurance are less likely to take proper care of their teeth. Many of these individuals go on to have complicated oral issues, such as significant tooth decay, which could have been avoided by visiting the dentist at least twice yearly and opting in a dental insurance plan. There are many dental insurance plans out there with low out-of-pocket deductibles that cover a wide variety of dental procedures. Always remember that dental insurance will significantly reduce your out-of-pocket costs for treatments over your lifetime.
Taking advantage of your dental insurance as soon as possible in the calendar year will kick off your year in the right way. Most importantly it will take care of minor dental issues that will only progress to more serious conditions by the end of the year. More complex dental procedures, such as a root canal for tooth decay, are far more costly then a simple exam and cleaning. People without dental benefits are less likely to have tooth-saving and restorative procedures (fillings, crowns, root canals) than those with benefits are more likely to have extractions and dentures.
Your dental insurance plan provides you with access to care you may not have been able to afford otherwise. When patients don’t start off their year by taking advantage of their insurance, most of them do so because they don’t know how to use it correctly, or even what exactly dental insurance is.
The basic components of dental insurance are simple to understand. Concerned Dental Care staff members are always available to guide you through the insurance process and are even willing to help you decide on the right plan.
Did you know that Concerned Dental Care currently accepts 61 different types of insurance? We most likely accept your plan, in which we have outlined the top plans we accept below:
- AARP Delta Dental
- Aetna PPO
- AFLAC New York
- Ameritas Group PPO
- Anthem Health
- Assurant PPO
- BlueCross BlueShield PPO
- Careington (HIIP) Senior Discount Plan
- Cigna PPO
- Core Source
- Daniel H. Cook and Associates
- DC 37
- DDS (Local 210 Teamster, Local 112A, PIB, Local 3, Local 338)
- DDS Inc. All Plans
- Delta Dental PPO
- Dentemax PPO
- DHA/Assurant PPO
- Electrical Workers Union
- First Fortis PPO
- Emblem Health
- GE Group Life Assurance Co.
- Guardian PPO
- Liberty Dental Senior Discount Plan
- Lincoln Financial Group PPO
- Local 3
- Local 32BJ
- Local 74 CPS Dental
- Local 638
- Local 804 Trust Fund (Magnacare)
- Local 1199
- Mason Tenders
- Metlife PPO
- Mutual Of Omaha PPO
- North East Dental Plan
- NYC Carpenters
- Pavers and Road Builders
- Port Authority
- Principal Financial Group PPO
- Principal PPO
- United Concordia PPO
- United Federation of Teachers-UFT
- UnitedHealthcare PPO
- SIDS (Self Insured Dental Services) ASO
- Suffolk County Municipal Employees Benefit Fund
- Sunlife Financial
- Yonkers Federation of Teachers
- Yonkers PBA
Always remember that most dental insurance plans runs on a calendar year basis and have an annual maximum, in which the likelihood of you taking advantage of dental insurance benefits significantly decreases as the year progresses. It’s not too late to make up for missed visits in 2014, in which we highly encourage you to start taking advantage of your dental insurance today.
Dentistry in New York
If you have any questions regarding dental care or dental insurance, contact us today to schedule an appointment. Each of our locations have an insurance coordinator to help you understand how to maximize your benefits We have nine locations and twelve affiliate locations throughout the New York metropolitan area including the Bronx, South Ozone Park, Richmond Hill, Midtown Manhattan, Yonkers, Farmingville, Hauppauge, Port Jefferson and Ronkonkoma. We look forward to serving you!